2021年6月26日星期六

買屋記(3) - 委託律師Solicitor

喺英國買屋,同香港一樣都係要搵律師幫手嘅,曾經聽人分享,唔好用agent介紹嘅律師,因為驚佢哋扯貓尾。


咁人生路不熟嘅我哋當然就跟朋友喇。下面就係除咗樓價同stamp duty之外,律師收嘅費用,其實有好多都係做searches嘅實報實銷駛費。每項係咩就唔細講喇,有興趣就㩒link去了解多D,只係俾個參考,除咗樓價同stamp duty(跟樓價計算)之外,仲要預其他駛費。

咁萬母覺得我哋個律師點呢?都幾有效率,email好多次都係秒覆,有次佢問萬母做邊種Property Searches,俾咗兩款揀,但其實萬母都唔知係咩,唯有覆email問喇,45分鐘內來來回回共6個email,跟住就解決咗喇。所以萬母都幾欣賞佢夠快手。

另外,律師查家宅都查得幾仔細,律師要查萬能家喺英國嘅銀行戶口,點解會有幾條數存入,又會問D錢點得嚟,要俾文件證明係賣香港家當所得,又查埋香港銀行戶口嘅單,證明D錢真係由自己戶口過自己戶口。好彩萬能家身家清白,問咗幾次就已經解除律師嘅疑慮。建議大家要保留D能夠證明資金來源嘅文件,咁就簡單快捷可以解釋得到喇。

咁有冇咩野唔好呢?就係最後份合約打錯名,好彩萬母睇到,要求佢改,如果唔係簽咗錯名嘅合約就真係唔知點收科喇。

總言之: 好多野都係靠律師查,包括查自己,查對家,查間屋,返嚟D文件都真係幾新穎嘅,好多野學,但又學唔晒咁喇。

以下數目只供參考,下次再講從律師嗰邊收到D咩資訊。

Legal Fee 律師費 £1800

AML (Anti-money laundering) Search 反洗錢調查 £6 per person
https://www.infotrack.co.uk/services/people/aml-identity-checks/

Lawyer Checker Fee 對家律師調查費 £14.4
https://www.samconveyancing.co.uk/news/conveyancing/what-is-lawyer-checker-5476

Telegraphic Transfer Fee 電匯費用 £48
https://beestonshenton.co.uk/solicitors-fees/

Property Searches £441.67
https://www.coseyhomes.co.uk/news/searches-buying-house/

Bankruptcy Search £2
https://www.gov.uk/search-bankruptcy-insolvency-register

Land Registry Search Fee 土地查冊費 £3
https://www.gov.uk/get-information-about-property-and-land/search-the-register

Land Registry Registration Fee 土地註冊費 £270
https://www.gov.uk/registering-land-or-property-with-land-registry

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